As a business owner, navigating the financial landscape is like steering a ship through turbulent waters. The decisions you make regarding your business banking solutions can significantly impact your company’s financial health. In this blog post, we will dive into the strategic considerations behind choosing Sun Canyon Bank as your trusted financial partner.

A Partner, Not Just A Bank

At Sun Canyon Bank, we understand that your business needs more than transactional services. We aim to be your partner, offering products and personalized solutions including treasury management services that align with your growth objectives. Whether you’re a small startup or a well-established enterprise, our commitment remains unwavering: to simplify banking while maximizing your financial potential.

Exceptional Products and Tools

Our suite of business banking products are designed to empower your business.

Small Business Checking

By opening Sun Cayon’s Small Business Checking product with a minimum of $100, you establish a professional appearance, gain access to organized business records and proper tax information. Additionally, you can have multiple account signers and accept checks and credit cards from customers.

Benefits of this product include:

  • No monthly fee if the average monthly balance is $250 or more1
  • Up to 200 free paper items per statement cycle2
  • Unlimited electronic checks/debits and deposits at no charge
  • Free Digital Banking
  • Free Bill Pay (up to 25 per statement cycle)3
  • Free eStatements
  • Sun Canyon Bank Business Visa® Debit Card

Learn more about this product by visiting this page on our website. 

Commercial Checking

With a Commercial Checking account, you can complete your everyday banking needs while also receiving enhanced services to manage higher transaction volume and balances. This account is ideal for mid to large-sized businesses with greater checking account activity. You can open this account with a $100 deposit and receive no monthly fees if the average monthly balance is $7,500 or more4.

Benefits of this product include:

  • Up to 500 free paper items per statement cycle5
  • Free Digital Banking
  • Free Bill Pay (up to 24 per statement cycle)6
  • Unlimited electronic checks/debits and deposits at no charge
  • Free eStatements
  • Sun Canyon Bank Visa Debit Card

For more information about our Commercial Checking product, click here.

Business Analysis

There are a variety of benefits to utilizing a Business Analysis account. At any time, any Sun Canyon business checking account can be upgraded to a Business Analysis account. The monthly fee is based on your account activity and analyzed each month to determine cost. There are a variety of other benefits that may make sense for your business.

Explore the opportunities of the Business Analysis account.

Treasury Management

Our treasury management specialists are dedicated to supporting you and the functions of your business to maximize your return on cash, improve cash flow and increase security. We are dedicated to supporting your operations by offering account management tools and services like payments and receivables, fraud detection, vault service, and more.

Business Loans

We understand that in order for your business to grow, you may need a financial partner to support you with lending services. Small businesses are an integral part of any community, and we strive to play a supporting role in your business success. Whether you’re looking for a loan to get started or a line of credit to maintain steady cash flow, our team is ready to serve you. Visit our branch for more information.

Merchant Processing

To enhance convenience for your customers, Sun Canyon’s Merchant Processing Solutions, provided by Payroc, offers an efficient way for goods and services to be purchased with major credit and debit cards. More frequently, consumers are not carrying cash, making this product a necessity for your business operations. 

IntraFi® Network DepositsSM

Sun Canyon is proud to offer IntraFi Network Deposits. This allows for multi-million-dollar FDIC insurance7. You can have peace of mind knowing your funds are secure with a network of banks by simply working directly with Sun Canyon.  

Choosing Sun Canyon is more than a transaction; it is a strategic decision. Our commitment to exceptional service, simplified banking, and community support makes us the ideal partner for your business’ financial well-being. Visit our website or contact us today and embark on a journey toward financial success.

1No monthly fee if average monthly balance is $250 or more; otherwise $8 per statement cycle.
2$0.35 per excess paper items.
3$0.50 per excess item after 25.
4No monthly fee if average monthly balance is $7,500 or more; otherwise $14 per statement cycle.
5$0.35 per excess paper items.
6$0.50 per excess item after 25.
7Placement of your funds through the IntraFi Network Deposits service is subject to the terms, conditions and disclosures set forth in the agreements you enter into with us, including the applicable Deposit Placement Agreement. Limits apply and customer eligibility criteria may apply. IntraFi Network Deposits program withdrawals are limited to six per month when using the IntraFi Network Deposits savings option. IntraFi Network Deposits is a registered service mark of Promontory Interfinancial Network, LLC.